Liability

Hide! Here Comes The Insurance Guy: A Practical Guide to Understanding Business Insurance and Risk Management

If you are ready for simple explanations, practical solutions, and time-tested strategies that will reap huge savings in insurance costs, then Hide! Here Comes The Insurance Guy is here to help!

Author Rick Vassar, certified as an expert in the commercial insurance arena, writes from a risk manager’s perspective as he tackles the often confusing field of commercial insurance with his real-numbers–real-solutions strategy.Developed not just as an initial learning tool, but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps to controlling your insurance costs:

• Understand the language, understand the process
• Know the players, know how to better manage the process
• Develop a strategy, develop a plan to maximize coverage for minimal cost
• Invest the time, invest in real financial benefits

With a fresh perspective, Hide! Here Comes The Insurance Guy provides insight into an industry that is constantly evolving and changing, and shows how you can potentially save your company millions of dollars in insurance costs!

www.vassargroup.com

Critical Condition: How Health Care in America Became Big Business--and Bad Medicine

Exposing the most controversial, little-known practices of America’s most flawed system, Time magazine’s Pulitzer Prize-winning investigative team pulls back the curtain on the health care industry to explain exactly how things grew so out of control.

Dirty examination and operating rooms in doctor’s offices and hospitals . . . Health care executives pulling in millions in bonuses for denying treatment to the sick . . . More than 100 million people with inadequate or no medical coverage . . . This may sound like the predicament of a third-world nation, but this is America’s health care reality today. The U.S. spends more on health care than any other nation, yet our benefits are shrinking and life expectancy is shorter here than in countries that spend significantly less per capita. Meanwhile, HMOs, pharmaceutical companies, and hospital chains reap tremendous profits, while politicians—beholden to insurers and drug companies—enact legislation for the benefit of the few rather than the many, while the entire system is on the verge of collapse.

In CRITICAL CONDITION, award-winning investigative journalists Donald L. Barlett and James B. Steele expose the horror of what health care in America has become. They profile patients and doctors trapped by the system and offer startling personal stories that illuminate what’s gone wrong. Doctors tell of being second-guessed and undermined by health care insurers; nurses recount chilling tales of hospital meltdowns; patients explain how they’ve been victimized by a system that is meant to care for them. Drug companies profit by selling pills in the same manner that Madison Avenue sells soap, while Wall Street rakes in billions by building up and then tearing down health care businesses. And politicians pass legislation perpetuating the injustices and out-right fraud the system encourages.

By analyzing the industry and offering an insightful prescription for getting it back on the right track, CRITICAL CONDITION is an enormously compelling investigative work that addresses the concerns of every American.

Exposing the most controversial, little-known practices of America's most flawed system, Time magazine's Pulitzer Prize-winning investigative team pulls back the curtain on the health care industry to explain exactly how things grew so out of control.

Dirty examination and operating rooms in doctor's offices and hospitals…Health care executives pulling in millions in bonuses for denying treatment to the sick…More than 100 million people with inadequate or no medical coverage…This may sound like the predicament of a third-world nation, but this is America's health care reality today. The U.S. spends more on health care than any other nation, yet our benefits are shrinking and life expectancy is shorter here than in countries that spend significantly less per capita. Meanwhile, HMOs, pharmaceutical companies, and hospital chains reap tremendous profits, while politicians—beholden to insurers and drug companies—enact legislation for the benefit of the few rather than the many, while the entire system is on the verge of collapse.

In CRITICAL CONDITION, award-winning investigative journalists Donald L. Barlett and James B. Steele expose the horror of what health care in America has become. They profile patients and doctors trapped by the system and offer startling personal stories that illuminate what's gone wrong. Doctors tell of being second-guessed and undermined by health care insurers; nurses recount chilling tales of hospital meltdowns; patients explain how they've been victimized by a system that is meant to care for them. Drug companies profit by selling pills in the same manner that Madison Avenue sells soap, while Wall Street rakes in billions by building up and then tearing down health care businesses. And politicians pass legislation perpetuating the injustices and out-right fraud the system encourages.

By analyzing the industry and offering an insightful prescription for getting it back on the right track, CRITICAL CONDITION is an enormously compelling investigative work that addresses the concerns of every American.

Introduction to Aviation Insurance and Risk Management

The third edition of Introduction to Aviation Insurance and Risk Management has provided the opportunity to improve the book and extend its life into the 21st Century. Old material has been deleted and newer, more timely material added. Unlike the previous editions a number of industry professionals have contributed to the new version. Despite these changes the primary purpose of the book remains the same--to introduce the basic principles of insurance and risk with their special application to the aviation industry. It has been designed for several similar, yet distinct audiences: the college student, corporate pilots or fixed base operators, and individuals in the insurance business.

What Went Wrong?, Fourth Edition: Case Studies of Process Plant Disasters

Expert Trevor Kletz examines the causes and aftermaths of numerous plant disasters--almost every one of which could have been prevented. Case histories illustrate what went wrong, why it went wrong, and then guide you in how to circumvent similar tragedies.

Learn from the mistakes of others. This invaluable and respected book examines the causes and aftermaths of numerous plant disasters - almost every one of which could have been prevented. Case histories illustrate what went wrong and why it went wrong, and then guide you in how to circumvent similar tragedies.

* Learn from the mistakes of others with this important book!

* Examines the causes and aftermaths of numerous plant disasters - most of which could have been prevented

* Case histories illustrate what went wrong, why it went wrong, and then guide you in how to circumvent similar tragedies

Commercial Landowner CERCLA Liability Protection: Understanding the Final EPA All Appropriate Inquiries Rule and Revised ASTM Phase I

Buyers of commercial real estate now have new liability protections against hazardous substances contamination on their propertyeven if they know about it at the time of purchaseprovided they conduct all required research under the Environmental protection Agency's (EPA) new All Appropriate Inquiries Final Rule. Commercial Landowner CERCLA Liability Protection provides a comprehensive examination of the new EPA Final Rule and compares the new EPA rule to the previous Phase I All Appropriate Inquiry Standard Practice established by ASTM.

How to Form Your Own California LLC (Limited Liability Company) Before the Ink Dries: A Step-By-Step Guide, With Forms (How to Form a Limited liabili (How ... a Limited Liability Company Series, V. 3)

A step-by-step guide to forming a limited liability company in the state of California. Discusses pros and cons, makes entity comparisons with other forms of doing business. Considers federal and state tax angles. All needed forms are included in appendices.

Introduction to Aviation Insurance and Risk Management, Second Edition

Revisions and additions make the second edition an even better teaching and learning tool of the basic principles of insurance and risk with their special application to the aviation industry. A foundation of general knowledge is provided in a subject matter that plays a significant role in any aviation-related business. A number of the chapters have been completely updated to reflect the many industry, market, and legislative changes during the 1900s. The chapter on hull and liability contracts includes "Insurance Considerations for Business Aircraft Owners." This new section covers insurance requirements for companies operating aircraft under various arrangements including joint ownership, interchange agreement, time-sharing agreement, exclusive dry lease, management company, and fractional ownership. Appendixes include current aviation policies, endorsements, and applications as well as self-tests. College students, corporate pilots or fixed base operators, and individuals in the insurance business will gain a broad understanding of insurance and risk management applicable to the aviation enterprise.

Aviation Security: Legal and Regulatory Aspects

The Economics of Livestock Disease Insurance: Concepts, Issues and International Case Studies (Cabi Publishing)

In recent years the livestock sector has been hit by a number of high-profile diseases, such as BSE, Foot and Mouth Disease and Avian Influenza. These have had a devastating economic impact on livestock producers and the broader livestock industry. One key response has been a growing interest in livestock disease insurance. However there is a need for greater understanding of private incentives, market impacts, and public policy perspectives on regional, national and international levels, if livestock insurance products and complimentary risk management programs are to be developed. This book provides a balanced and broad-ranging overview of the economics of livestock disease insurance. It covers both general issues and specific case studies drawn from the U.S., Canada, Europe and Australia or focussing on specific issues.

Insuring to Value: Meeting a Critical Need